Homes for Sale in Holly Ridge, NC: What $500K Buys You in 2025

Homebuyers searching for coastal charm, a close-knit community, and modern home features are setting their sights on homes for sale Holly Ridge, NC—and for good reason. While nearby markets like Wilmington and Topsail Island continue to climb in price, Holly Ridge offers impressive value without sacrificing lifestyle or location.

In 2025, $500,000 in Holly Ridge stretches further than you might expect—especially at The Retreat at Redd’s Cove, one of the area’s most desirable new construction communities. Whether you’re dreaming of a waterfront home, a peaceful vacation property, or a permanent coastal residence, here’s a look at what half a million dollars can get you—and why this is the best time to buy in Holly Ridge.

Holly Ridge: A Small Town with Big Growth

Located between Jacksonville and Wilmington, Holly Ridge blends quiet, small-town living with easy access to city conveniences and stunning coastal views.

• A gateway to Topsail Island, just 10 minutes from the beach

• Quick access to Camp Lejeune, making it a favorite for military families

• A laid-back pace with growing amenities, restaurants, and local shops

• More space and value than larger nearby markets

  
  

This once-sleepy town has transformed into a rising star for coastal buyers in southeastern North Carolina. For more information about the town, visit the official website. 

How Home Prices Compare to Nearby Cities

• Holly Ridge vs. Wilmington: Homes in Holly Ridge are typically $50K–$100K less for similar square footage and finishes.

• Holly Ridge vs. Topsail Island: Want beach access without the island price tag? Holly Ridge offers more square footage, larger yards, and waterfront access—without the premium.

• New construction at The Retreat at Redd’s Cove starts in the mid-$200K range, with upgraded options and water-facing lots available around $500K.

  
  

Curious how far your money goes? Here’s a quick look at what $500,000 gets you in Holly Ridge compared to Wilmington and Topsail Island:

Location	Avg. Home Size	Lot Size	Proximity to Water	Community Amenities	Cost at $500K
Holly Ridge (The Retreat)	2,000–2,300 sq. ft.	Spacious lots, optional private docks	Minutes to Topsail Sound & Surf City	Private boat ramp, water access, new construction	New construction + upgrades
Wilmington, NC	~1,600–1,800 sq. ft.	Smaller urban/suburban lots	20–30 mins to beach	Basic HOA amenities in most neighborhoods	Older homes or condos
Topsail Island, NC	~1,200–1,500 sq. ft.	Small beach lots or condos	On-island/beachfront	Walkability, beachfront access	Limited inventory, high insurance costs

What $500K Gets You in Holly Ridge, NC

Modern, New Construction Homes

In The Retreat at Redd’s Cove, $500,000 buys far more than a basic floor plan. See our available homes for currently available options. On average, here’s what you can expect:

• 3–4 bedroom homes with over 2,000 sq. ft. of living space

• Open-concept layouts with high ceilings, natural light, and luxury vinyl plank flooring

• Designer kitchens with granite countertops, upgraded cabinetry, and smart appliances

• Spa-inspired bathrooms with walk-in showers, freestanding tubs, and dual vanities

• Hurricane-rated windows and construction designed for coastal durability

  
  

Homes in this price range often include custom finishes—selected by you—and modern energy-saving features that keep utility costs low year-round.

Larger Lots & Outdoor Living Spaces

Unlike densely packed subdivisions, The Retreat at Redd’s Cove offers homes on spacious lots designed for coastal outdoor living.

• Screened-in porches, grilling patios, and room for fire pits or a pool

• Many lots feature water views, and some offer private dock options

• Every resident enjoys access to the community’s private boat ramp and deep-water canal

  
  

This is coastal Carolina living the way it should be—easy, beautiful, and made for entertaining. 

Pro Tip: Don’t forget about the various destinations close by for activities such as golfing at Holly Ridge Golf Links. See TripAdvisor’s information on Holly Ridge. 

Access to the Water & Nearby Beaches

For buyers who love boating, fishing, or just soaking up sunshine, $500K goes even further thanks to the neighborhood’s location:

• The Retreat at Redd’s Cove includes a private community boat ramp and dock

• Minutes from Surf City, Topsail Beach, and Stump Sound

• Enjoy kayaking, paddleboarding, or boating right from your backyard

• Deep-water access makes it easy to explore barrier islands or fish the Intracoastal

  
  

Compared to other waterfront communities, homes for sale in The Retreat at Redd’s Cove offers real access without HOA restrictions or beach-town crowds. See our featured builders and explore options for your dream home. 

Why The Retreat at Redd’s Cove Is the Best Choice

In a market where many communities offer cookie-cutter homes, The Retreat at Redd’s Cove offers something different—a neighborhood built for lifestyle.

• New construction homes tailored for indoor-outdoor living

• Premium amenities including a private boat ramp, deep-water canal access, and nature preserves

• Waterfront and wooded lots offer privacy and peaceful views

• A quiet, friendly community just minutes from beach towns and city conveniences

  
  

With customizable home designs, thoughtful planning, and a location that puts outdoor adventure right at your doorstep, The Retreat at Redd’s Cove is Holly Ridge’s best-kept secret—until now.

Thinking About Buying A Home For Sale in Holly Ridge?

If you’re shopping with up to a $850K budget near Coastal North Carolina, Holly Ridge should be at the top of your list—and The Retreat at Redd’s Cove should be the first neighborhood you explore.

• Secure a new construction coastal home with high-end features and water access

• Enjoy a peaceful, well-maintained community with local builders you can trust

• Choose from move-in ready homes or design your custom layout from the ground up

  
  

Contact our team to explore available homes and homesites. We’ll walk you through every step of the building or buying process.

This isn’t just a place to buy a house—it’s a place to build your lifestyle.