Holly Ridge, NC: Cost of Living, Best Neighborhoods, and What to Know Before Moving

Tucked along the southeastern coast of North Carolina, Holly Ridge is quickly gaining attention as one of the best places to live near the beach without the hefty price tag. Offering a perfect mix of small-town charm, affordability, and easy access to coastal attractions, this growing community is an ideal spot for families, retirees, and professionals looking for a fresh start.

For those searching for a home that balances modern comfort with coastal living, The Retreat at Redd’s Cove is a new construction community that offers waterfront access, thoughtfully designed homes, and a close-knit neighborhood feel.

If you're considering relocating to Holly Ridge, this guide breaks down the cost of living, real estate trends, and what to expect when moving to this vibrant coastal town.

Cost of Living in Holly Ridge, NC

Affordable Housing with Coastal Benefits

One of the biggest draws of Holly Ridge is its affordable housing market compared to nearby beach towns like Wilmington and Surf City. Homebuyers can find new construction homes with modern amenities at a fraction of the cost of homes in larger metropolitan areas. According to Best Places, the cost of living in Holly Ridge is more affordable than in many other North Carolina coastal towns.

At The Retreat at Redd’s Cove, new homes start in the $100K range, making waterfront living more attainable for buyers seeking a peaceful, coastal lifestyle. Plus, homeowners benefit from lower property taxes, as The Retreat at Redd’s Cove is located outside of Holly Ridge city limits, meaning you’ll only pay Onslow County taxes.

Everyday Expenses: What to Expect

Beyond housing, the overall cost of living in Holly Ridge remains lower than in major North Carolina cities. Here’s what you can expect:

Utilities & Internet – On average, North Carolina residents pay around $150-$250 per month for electricity, water, and internet services.
Groceries & Dining – Residents have access to major grocery chains like Publix, Harris Teeter, and Walmart, as well as local seafood markets that offer fresh daily catches.
Commuting Costs – Many Holly Ridge residents commute to nearby cities for work, with Surf City (15 minutes), Wilmington (30 minutes), and Jacksonville (25 minutes) all within a reasonable drive. Highway 17 provides quick and easy access to major employment hubs, making Holly Ridge a great choice for professionals seeking a quieter home base.

Why The Retreat at Redd’s Cove Is a Top Community in Holly Ridge

If you’re considering moving to Holly Ridge, The Retreat at Redd’s Cove should be at the top of your list. This new construction community blends modern coastal home designs with premium amenities, making it one of the most desirable places to live in the area.

Looking for a new home in a coastal community? Check out the available homes at The Retreat at Redd’s Cove to find a floor plan that fits your lifestyle.

New Construction Homes Designed for Coastal Living

Spacious open-concept floor plans designed for easy, comfortable living.
Custom home options, allowing buyers to select countertops, flooring, cabinetry, and outdoor living spaces that match their style.
Built with energy-efficient materials and smart home technology to keep utility costs low.

Premium Amenities & Water Access

Private boat ramp and dock for easy access to the Intracoastal Waterway—perfect for boating, fishing, or kayaking.
Community green spaces for walking, biking, and enjoying the outdoors.
Ability to have a private dock in your own backyard, offering a unique waterfront living experience.
Just minutes from Topsail Beach, where you can enjoy pristine coastlines, beachside dining, and family-friendly activities.

Want to read more about the features & amenities at The Retreat at Redd’s Cove?

What to Expect When Moving to Holly Ridge

Schools & Education

Families at The Retreat at Redd’s Cove benefit from access to Onslow County’s top-rated schools. Nearby options include:

Dixon Elementary, Middle, and High School – Well-rated public schools known for their strong academic and extracurricular programs.
Private & Charter Schools – Several private school options are available within a short drive to Wilmington or Jacksonville for families seeking alternative education choices.

Healthcare & Essential Services

Living in Holly Ridge means you’re never far from quality healthcare services:

Onslow Memorial Hospital (25 minutes away) offers full-service medical care.
Multiple urgent care centers and primary care offices are nearby.
Veterinary clinics and pet-friendly parks make it a great area for animal lovers.

Outdoor Activities & Coastal Lifestyle

One of the biggest benefits of moving to Holly Ridge is the endless outdoor recreation opportunities:

Boating & Fishing – With direct access to Topsail Sound and the Intracoastal Waterway, fishing and boating enthusiasts will love the convenience of waterfront living.
Surfing & Beach Days – Just a 10-minute drive to Topsail Beach, where you can surf, swim, or relax in the sun.
Golfing & Hiking – Several nearby golf courses and nature trails offer outdoor fun for all ages.
Community Events & Farmers Markets – Holly Ridge hosts seasonal festivals, live music, and local farmers’ markets, keeping residents engaged year-round.

Thinking About Moving to Holly Ridge?

Holly Ridge, NC, is one of the best coastal towns for homebuyers seeking affordable living, excellent amenities, and proximity to beaches and major cities. The area’s low cost of living, strong sense of community, and access to outdoor recreation make it a top choice for families, retirees, and professionals alike.

At The Retreat at Redd’s Cove , homeowners enjoy beautiful new construction homes, premium amenities, and waterfront access—all at an affordable price. Whether you're looking for a primary residence or a coastal retreat, this community offers a modern, relaxed lifestyle that’s hard to beat.

If you’re ready to make Holly Ridge your home, explore featured builders or contact us!