How to Build a Custom Home at The Retreat at Redd’s Cove: Your Step-by-Step Guide

Buying a home is an exciting milestone, but building a custom home means getting exactly what you want—from layout to finishes, every detail is tailored to your lifestyle. If you’ve been dreaming of a waterfront retreat with a private dock or a spacious home designed for entertaining, The Retreat at Redd’s Cove makes custom homebuilding possible in one of Holly Ridge’s most desirable communities. 

With a variety of homesites, expert builders, and top-tier amenities, this neighborhood offers the perfect setting to create a home that reflects your vision. Whether you're new to the custom home process or just need a roadmap, here’s a step-by-step guide to building at The Retreat at Redd’s Cove. ow To Build a Custom Home at The Retreat at Redd's Cove: A Step-By-Step Guid

Step 1: Choosing Your Homesite in The Retreat at Redd’s Cove 

Your homesite sets the foundation—literally—for your future home. The Retreat at Redd’s Cove offers a range of premium lots, allowing you to select the perfect setting based on your lifestyle. 

Key Considerations When Selecting a Lot: 

● Waterfront Lots: Enjoy direct access to boating, fishing, and the Intracoastal Waterway. 

● Cul-de-Sac Homesites: Perfect for privacy and reduced traffic, ideal for families. 

● Private Wooded Lots: For those who love peace, quiet, and a natural backdrop. 

● Sun Exposure & Views: Consider how morning or evening sun will affect your outdoor living spaces. 

● Proximity to Amenities: Pick a spot near walking trails, the private boat ramp, or community green spaces. 

Once you’ve chosen your ideal lot, our approved builders will help maximize your home’s layout to take full advantage of views, privacy, and natural light. From waterfront lots to private wooded sites, view featured home builders to browse options. 

Step 2: Designing Your Dream Home 

The design phase is where you turn your vision into reality. Partnering with Holly Ridge’s top builders, you’ll craft a home that perfectly fits your needs. 

Popular Features in Custom Homes at The Retreat at Redd’s Cove: 

● Spacious Open-Concept Kitchens & Living Areas: Ideal for entertaining and family gatherings. 

● Wraparound Porches & Outdoor Entertaining Spaces: Enjoy coastal breezes and beautiful sunsets. 

● Energy-Efficient Materials & Hurricane-Rated Construction: Built to withstand coastal weather conditions. 

● Smart Home Technology: Security systems, smart thermostats, and automated lighting for modern convenience. 

● Custom Flooring, Cabinetry & Finishes: Select from premium materials that fit your style and budget. 

The key to a great design? Functionality. Work with your builder to ensure that every space flows seamlessly while incorporating features that make everyday living easier and more enjoyable. Choosing energy-efficient home features can help reduce long-term costs while improving your home's comfort and functionality as well. 

Step 3: Budgeting & Financing Your Custom Home 

A well-planned budget ensures your dream home stays on track without financial surprises. 

Key Factors That Influence Cost: 

● Size & Layout: Larger homes with complex floor plans will naturally cost more. 

● Materials & Finishes: High-end countertops, flooring, and custom cabinetry can add to your budget. 

● Upgrades & Custom Features: Outdoor kitchens, pools, and smart home systems may require additional investment. 

Financing Options for Custom Homes: 

● Construction-to-Permanent Loans: Convert from a construction loan to a traditional mortgage once your home is complete. 

● VA Loans: Eligible veterans and active-duty service members may qualify for special financing. 

● Builder Incentives & Local Lending Programs: Some builders offer financial incentives to help with closing costs or upgrades. 

Cost-Saving Tip: Consider energy-efficient materials and solar options—while they may cost more upfront, they can save you thousands in long-term utility expenses. 

Step 4: Navigating the Building Process 

Once the design and financing are in place, construction begins! The process typically follows these steps: 

1. Pre-Construction Phase: 

● Secure permits and finalize architectural plans. 

● Before breaking ground, all custom home projects must comply with Holly Ridge’s building permit requirements. 

● Conduct a site survey and prep the land for building. 

2. Foundation & Framing: 

● Pour the foundation and lay structural framing. 

● Install windows, doors, and roofing to “weatherproof” the home. 

3. Electrical, Plumbing & HVAC Installation: 

● Set up wiring, plumbing, and heating/cooling systems. 

● Inspect for efficiency and safety before finishing interiors. 

4. Interior & Exterior Finishes: 

● Paint, flooring, cabinetry, countertops, and appliances go in. 

● Landscaping and outdoor spaces are completed. 

5. Final Walkthrough & Inspections: 

● Ensure everything is up to code and meets design expectations. 

● Complete any last-minute touch-ups before move-in. 

Timeline Expectations: 

Most custom homes take 8-12 months to complete, depending on the complexity of the design and weather conditions. 

Step 5: Move-In & Enjoy the Coastal Lifestyle 

The moment you’ve been waiting for—move-in day! But before unpacking, here are a few final things to keep in mind: 

● Final Walkthrough: Ensure all agreed-upon details are completed. 

● Home Warranty & Maintenance Plans: Understand your coverage for appliances, materials, and structural elements. 

● Personalizing Your Outdoor Spaces: Add patios, fire pits, and landscaping to complement your home. 

Once settled, get to know your neighbors and take full advantage of The Retreat at Redd’s Cove’s waterfront amenities, including the private boat ramp, community dock, and scenic walking trails. 

Why Build at The Retreat at Redd’s Cove? 

● One of the only communities in Holly Ridge offering true custom homes. 

● Waterfront living with access to the Intracoastal Waterway. 

● High-quality construction designed for durability and coastal comfort. 

● Private boat ramp, scenic walking trails, and a close-knit community feel. 

Whether you're looking for a forever home, a coastal getaway, or an investment property, The Retreat at Redd’s Cove offers the perfect opportunity to build a home designed just for you. 

Ready to Start Building? 

Custom homebuilding is an exciting journey, and with the right team by your side, it can be a smooth and rewarding process. 

With a variety of homesites, top-tier builders, and customizable design options, your ideal home is closer than you think. From choosing the perfect lot to adding finishing touches that reflect your style, every step of the process is designed to ensure your home is as functional as it is beautiful. 

If you’re ready to explore homesites, meet trusted builders, and begin designing your dream home, The Retreat at Redd’s Cove staff are here to help.

Start planning today—your waterfront dream home awaits!